Workers' comp class code · Transportation
Class code 7222 — Towing Company
Towing and roadside recovery of disabled or improperly parked vehicles.
This classification covers towing companies that recover and transport disabled or improperly parked vehicles. It applies to roadside assistance operations, impound-related towing, and general vehicle recovery services using tow trucks and flatbeds.
Tow operators respond to calls at all hours, often on roadsides or in parking lots, hooking up disabled vehicles using winches, chains, or flatbed loading systems. Work frequently occurs in or near active traffic, sometimes in poor weather or low visibility, and can involve vehicles in awkward positions after an accident. Payroll typically includes tow truck operators and dispatch staff coordinating calls.
Because much of this work happens on the shoulder of active roadways, exposure to being struck by passing traffic is a defining risk, along with strains from operating winches and chains and the general driving exposure of running a tow truck. Weather and low-light conditions add further risk, since many calls come in overnight or during storms when road conditions are worst.
What code 7222 typically includes
- Roadside vehicle recovery and towing
- Hooking up vehicles using winches, chains, or flatbeds
- Impound and repossession towing
- Working near active traffic lanes, often at night
- Dispatch coordination of tow calls
Codes this one gets confused with
7229 — Trucking — Local Hauling
Local hauling moves freight on a scheduled basis, while towing involves on-demand roadside vehicle recovery with distinct traffic exposure.
See code 72297720-2 — Armored Car Service
Armored car work centers on secure cargo transport, an entirely different exposure than roadside vehicle recovery.
See code 7720-2What this code means for your premium
Towing work is generally priced toward the higher end of transportation classifications because of the roadside traffic exposure and unpredictable working conditions.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 7222
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