Workers' comp class code · Transportation
Class code 7720-2 — Armored Car Service
Secure transport of cash and valuables using armored vehicles.
This classification covers armored car services that provide secure transport of cash and valuables using specially equipped armored vehicles. It applies to companies servicing banks, retailers, and other businesses that need cash, coin, or valuables moved securely between locations.
Crews typically work in teams, with one or more guards accompanying the driver to secure the vehicle during stops, carry cash bags or containers between the vehicle and a building, and maintain security protocols throughout the route. Unlike general security patrol, this role centers on protecting cargo in transit rather than guarding a fixed property.
The defining risk here is the potential for robbery or violent confrontation, since armored vehicles are a known target for theft due to the cash they carry. Beyond that heightened threat, crews also face standard driving exposure and physical strain from repeatedly lifting and carrying secured containers at each stop.
What code 7720-2 typically includes
- Secure transport of cash, coin, and valuables
- Loading and unloading currency containers at bank and retail stops
- Two-person crew protocols for driver and guard roles
- Maintaining security procedures during stops and transfers
- Use of specialized armored vehicles and equipment
Codes this one gets confused with
7720 — Security Guards & Patrol
General security guards typically protect fixed property, while armored car crews focus on protecting cash and valuables while in transit.
See code 77207222 — Towing Company
Towing involves recovering vehicles, an entirely different operation from securely transporting cash and valuables.
See code 7222What this code means for your premium
Armored car service is typically one of the higher-priced classifications among security and transportation codes because of the elevated risk of robbery and violent confrontation.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 7720-2
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