How Much Does Workers' Compensation Insurance Cost?
Workers' comp premiums are typically driven by payroll, class code, and your experience modifier, with pricing varying widely by state.
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No premium is quoted from a chart — but understanding how carriers price your coverage makes it much easier to tell a good offer from a bad one.
Workers' comp premiums are typically driven by payroll, class code, and your experience modifier, with pricing varying widely by state.
Read the guideGeneral liability premiums are usually driven by revenue or payroll, industry class, and limits chosen.
Read the guideProfessional liability, or errors and omissions coverage, is typically priced on revenue, services performed, claims history, and the limits and retroactive date selected.
Read the guideCommercial auto premiums are typically priced per vehicle based on vehicle type, radius of operation, driver records, and the liability limits selected.
Read the guideA business owners policy bundles property and liability coverage, with cost typically driven by property values, building construction, location, and revenue.
Read the guideCommercial property premiums are typically driven by building and contents value, construction type, location, and protective features like sprinklers.
Read the guideCyber liability premiums are typically driven by revenue, the volume and sensitivity of data handled, industry, and the strength of security controls in place.
Read the guideCommercial umbrella premiums are typically driven by the underlying policies it sits above, the industry's risk profile, and the additional limit purchased.
Read the guideEPLI premiums are typically driven by employee count, industry, location, and prior claims, since wrongful termination and harassment claims can be costly to defend.
Read the guideDirectors and officers premiums are typically driven by company size, industry, financial stability, and ownership structure, since claims often involve management decisions.
Read the guideOne application. Up to 10 competing quotes from A-rated carriers, presented by a licensed agent, usually within one business day.