Workers' comp class code · Transportation
Class code 7382 — Bus/Taxi/Limousine Operation
Operation of passenger vehicles for hire, including drivers and dispatch staff.
This classification covers businesses that operate passenger vehicles for hire, including bus lines, taxi fleets, and limousine services. It applies to drivers who transport members of the public and to dispatch staff who coordinate rides, schedules, and routes for the operation.
Daily work varies by segment: bus drivers follow fixed routes and schedules with regular passenger boarding, taxi drivers respond to calls or street hails with unpredictable routes, and limousine drivers typically handle scheduled, higher-end trips such as airport runs or events. Across all three, drivers spend most of their shift behind the wheel while managing passenger safety and comfort.
Injury exposure centers on the driving itself — collisions, hard braking, and the physical toll of long hours in the driver's seat — along with occasional incidents involving passenger behavior or assisting riders with luggage or mobility needs. Because these vehicles carry members of the public, insurers also weigh route type and passenger volume when evaluating risk.
What code 7382 typically includes
- Bus drivers operating fixed-route or charter services
- Taxi drivers responding to calls or street hails
- Limousine and livery drivers handling scheduled trips
- Dispatch staff coordinating routes and driver assignments
- Assisting passengers with luggage or boarding
Codes this one gets confused with
7370 — Taxicab Company
The taxicab-specific code applies to companies whose core business is taxi dispatch, sometimes including vehicle maintenance staff not covered here.
See code 73707380 — Drivers, Chauffeurs & Their Helpers
That code applies to driving duties incidental to another business, while this one applies to passenger-for-hire operations as the core business.
See code 7380What this code means for your premium
This classification generally falls in a moderate risk range — lower than heavy freight trucking but still elevated due to constant public-facing road exposure.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 7382
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