Workers' comp class code · Retail & Services

Class code 8072Furniture Store — Retail

Retail sale and in-store delivery of furniture.

This classification covers retail furniture stores that sell home and office furniture, including in-store delivery to customers within a reasonable local area. It applies to showroom-based sellers of sofas, bedroom sets, tables, and similar large household items.

Staff spend time helping customers on the showroom floor, moving and arranging heavy display pieces, and loading purchased furniture into customer vehicles or company delivery trucks. Payroll includes sales associates, warehouse or stockroom staff who receive and stage inventory, and delivery personnel who carry pieces into customers' homes.

Because furniture is bulky and awkward to maneuver, strain and sprain injuries from lifting and carrying are the leading source of claims, along with occasional injuries from furniture tipping or shifting during moves. This puts the classification a notch above lighter-goods retail, though it's not as intensive as full moving or freight operations.

What code 8072 typically includes

  • Showroom sales associates
  • Stockroom and receiving staff
  • In-store delivery drivers and helpers
  • Employees assembling display furniture
  • Warehouse staff staging inventory for delivery

Codes this one gets confused with

8044Furniture Store — Wholesale

Wholesale furniture operations sell in bulk to other retailers rather than delivering individual pieces to consumers.

See code 8044

8017Retail Store — NOC

General retail stores don't involve the same level of heavy lifting and in-home delivery work found in furniture retailing.

See code 8017

What this code means for your premium

This classification sits in the low-to-moderate range for retail, reflecting the physical lifting involved in moving and delivering furniture.

Estimate your premium

Classification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.

Questions about code 8072

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