Workers' comp class code · Retail & Services
Class code 8010 — Hardware Store
Retail sale of hardware, tools, and building supplies.
This classification covers hardware stores selling tools, fasteners, building materials, paint, and related home-improvement supplies to retail customers. Stores in this category often carry heavier and bulkier items than a typical general merchandise shop, including lumber cuts, plumbing fixtures, and lawn equipment.
Employees spend their time helping customers find products, cutting keys or mixing paint, stocking shelves with everything from screws to power tools, and loading heavier purchases like bags of concrete or ladders into customer vehicles. Payroll includes sales associates, cashiers, stock personnel, and sometimes a small rental counter for tool rental.
Because staff regularly lift and carry bulkier merchandise and occasionally operate equipment like key-cutting machines or forklifts in the back room, injury exposure runs a bit higher than a soft-goods retailer. Typical claims involve strains from lifting heavy items, cuts from box openers or hardware, and minor injuries handling lumber or metal stock.
What code 8010 typically includes
- Sales floor and counter staff
- Cashiers and customer service employees
- Stock clerks handling lumber, paint, and tools
- Key-cutting and paint-mixing employees
- Employees loading heavy purchases for customers
Codes this one gets confused with
8017 — Retail Store — NOC
General merchandise stores don't involve the bulk building materials and tool handling that define a hardware store's operations.
See code 80178072 — Furniture Store — Retail
Furniture stores handle large items too, but the work centers on assembly and delivery rather than tool and material sales.
See code 8072What this code means for your premium
Hardware stores generally land in the lower-to-moderate range for retail codes, a bit above pure soft-goods retail due to heavier product handling.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 8010
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