Workers' comp class code · Retail & Services

Class code 8044Furniture Store — Wholesale

Wholesale distribution of furniture, including warehouse operations.

This classification applies to wholesale furniture distributors who buy furniture in volume and resell it to retailers, contractors, or other businesses, including the warehouse operations needed to store and ship large pieces. It's distinct from a retail furniture showroom because the customer base is other businesses rather than individual shoppers.

Work here revolves around receiving large shipments, staging inventory in a warehouse, and loading trucks for outbound delivery to retail clients. Payroll includes warehouse workers, forklift operators, order pullers, and delivery drivers, with far less time spent on direct customer sales interaction than a retail store.

Handling bulky, heavy furniture with forklifts and pallet jacks in a warehouse setting creates a meaningful step up in injury exposure compared to retail furniture sales — common claims include strains from manual handling, forklift incidents, and injuries from furniture pieces shifting or falling during loading.

What code 8044 typically includes

  • Warehouse and inventory staff
  • Forklift and pallet jack operators
  • Order pickers assembling retailer shipments
  • Loading dock and shipping personnel
  • Local delivery drivers to retail accounts

Codes this one gets confused with

8072Furniture Store — Retail

Retail furniture stores sell directly to consumers with showroom and delivery work, while wholesale distributors deal in bulk shipments to other businesses.

See code 8072

8018Wholesale Store — NOC

General wholesale covers a broad mix of goods, whereas this code is specific to the added weight and handling demands of furniture.

See code 8018

What this code means for your premium

This is a moderate-risk classification, generally rated higher than retail furniture sales because of the heavier warehouse and material handling involved.

Estimate your premium

Classification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.

Questions about code 8044

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