Workers' comp class code · Professional
Class code 8742-3 — Marketing/Advertising Agency
Creative and account services for marketing and advertising clients.
This classification covers marketing and advertising agency staff, including account managers, creative directors, and business-development professionals who work with clients on campaigns, branding, and media strategy. Much of the work happens in the office, but client meetings and pitch presentations often take these employees off-site regularly.
A typical week includes brainstorming sessions, client presentations, and coordination with vendors or production partners, often requiring travel to a client's headquarters or an external shoot location. While creative and account staff don't perform manual labor themselves, the frequent travel and client-facing meetings set this classification apart from a purely deskbound office role.
The exposures here mirror general outside sales work: vehicle travel between meetings, incidental risk while visiting client sites or event venues, and the usual ergonomic strain from long hours at a computer. Because the agency's staff are advisors and communicators rather than laborers, this classification remains in the lower tier of the rate scale despite the added travel component.
What code 8742-3 typically includes
- Account executives and account managers
- Creative directors and copywriters
- Media planners and strategists
- Business development and new-client pitch staff
- Administrative and production coordination staff
Codes this one gets confused with
8810 — Clerical Office Employees
Staff who work purely on internal creative production without client travel may fit better under a general office classification.
See code 88108742 — Outside Sales Personnel
Both involve regular client travel, but this classification is specific to agency creative and account-service work rather than general product sales.
See code 8742What this code means for your premium
This classification is priced modestly above pure office work, reflecting regular client travel, but still well below hands-on production or field roles.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 8742-3
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