Class code 8742 — Outside Sales Personnel

This code applies to sales representatives who spend their time traveling to meet prospects and customers but who don't perform any physical or manual labor as part of the job. It's a common fit for account executives, territory reps, and business-development staff who present, negotiate, and close deals rather than install, deliver, or repair anything themselves.

The day-to-day work looks like driving between appointments, meeting clients at their offices, giving presentations, and handling paperwork from a laptop or hotel room. Because so much time is spent behind the wheel or in someone else's building, the exposure profile is different from a pure desk job, even though the sales rep never lifts equipment or works around machinery.

Typical risks include auto accidents while traveling between appointments, slip-and-fall incidents on a client's premises, and general strain from long hours on the road. These employees should carry their own commercial auto coverage for vehicle liability, since workers' comp addresses the injury itself, not property damage. This code is distinct from clerical staff who never leave the office and from field or delivery workers who handle physical goods.