Workers' comp class code · Food & Hospitality

Class code 9016Caterer

Off-premises food preparation and service for events.

This classification covers caterers who prepare food at a commissary kitchen and transport it to off-site events such as weddings, corporate functions, and private parties. The work combines commercial kitchen operations with the logistics and physical demands of setting up and serving food away from a fixed dining room.

Payroll typically includes chefs and prep cooks, event servers and bartenders, delivery and setup crew, and event coordinators who oversee service at the venue. Because caterers travel to different sites, the work often involves loading and unloading heavy equipment, chafing dishes, and tables in varied and sometimes unfamiliar locations.

Injury exposure includes the usual kitchen risks of cuts and burns, plus added strain and vehicle-related exposure from transporting food, tables, and equipment to event sites. Setup and teardown at outdoor or unfamiliar venues can add slip, trip, and lifting hazards not typically found in a fixed restaurant setting.

What code 9016 typically includes

  • Commissary kitchen chefs and prep staff
  • Event servers and bartenders
  • Delivery drivers and setup/teardown crew
  • Event coordinators and on-site managers
  • Equipment and linen handling staff

Codes this one gets confused with

9079Restaurant — Full Service

Restaurants serve food on-site to seated guests, while caterers primarily prepare food for transport and service at outside venues.

See code 9079

2003Bakery

A bakery focused on retail sale of baked goods is classified separately from catering, even if it occasionally supplies catered events.

See code 2003

What this code means for your premium

Catering tends to run somewhat higher than a typical restaurant classification due to the added transportation, loading, and off-site setup exposure.

Estimate your premium

Classification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.

Questions about code 9016

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