Workers' comp class code · Construction & Trades
Class code 5348 — Tile, Stone & Mosaic Installation
Installation of ceramic tile, marble, and other decorative floor and wall materials.
This classification covers contractors who install ceramic tile, marble, stone, and mosaic materials on floors, walls, countertops, and other surfaces. Work includes measuring and laying out patterns, cutting tile with wet saws, spreading thin-set or mortar, setting pieces, and grouting the finished surface. Jobs range from small bathroom remodels to large-scale commercial flooring installations.
Payroll includes tile setters, helpers who mix mortar and cut material, and finishers who handle grouting and cleanup. Because tile work is detail-oriented and often done in confined spaces like bathrooms, crews tend to be smaller than framing or roofing crews, but the work is no less physically demanding.
Kneeling and crouching for extended periods drives knee and back strain, while repetitive use of wet saws creates cut hazards and exposure to silica dust from cutting stone and porcelain. Handling heavy slabs of natural stone adds lifting risk, and the mortar and grout materials used can cause skin irritation with repeated contact.
What code 5348 typically includes
- Ceramic and porcelain tile installation
- Natural stone and marble setting
- Mosaic and decorative tile work
- Countertop tile and stone installation
- Substrate prep, thin-set application, and grouting
Codes this one gets confused with
5222 — Concrete Construction
Concrete crews pour and finish the underlying slab, while tile setters install the finish surface on top of it.
See code 52225445 — Wallboard/Drywall Installation
Drywall installers finish walls before tile work begins; tile setters apply the durable surface finish in wet areas and floors.
See code 54455474 — Painting
Both are finish trades that complete a space, but tile setting uses rigid materials and mortar rather than liquid coatings.
See code 5474What this code means for your premium
Tile and stone installation rates in the low-to-moderate range, generally below trades with regular fall or heavy-equipment exposure, though the sustained kneeling and cutting work keep it above purely clerical trades.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 5348
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