Workers' comp class code · Transportation
Class code 7605 — Moving Company — Household Goods
Loading, transporting, and unloading household or office furniture and goods.
This classification covers moving companies that load, transport, and unload household or office furniture and goods for customers relocating homes or businesses. It applies to residential and commercial movers handling everything from single-item deliveries to full-house relocations.
A typical job involves a crew arriving at a pickup location, carrying furniture and boxes through doorways, stairs, and tight hallways, loading items securely into a truck, driving to the destination, and repeating the process in reverse. Payroll usually includes moving crew members, drivers, and packing staff who wrap and box items before transport.
This work is physically demanding, involving frequent heavy lifting, carrying awkward or bulky items, and navigating stairs or narrow spaces, which makes strains and sprains among the most common injuries. Add in driving exposure from transporting loaded trucks between locations, and this classification carries a combination of manual-labor and road risk that keeps it firmly in the higher-risk category.
What code 7605 typically includes
- Loading and unloading furniture and household goods
- Packing and wrapping items for transport
- Navigating stairs, doorways, and tight spaces with heavy items
- Driving loaded moving trucks between locations
- Assembling and disassembling furniture as needed
Codes this one gets confused with
7360 — Freight Handling — Terminal
Terminal freight handling involves moving commercial freight at a fixed dock rather than transporting household goods between residential or office locations.
See code 73607228 — Trucking — Long Haul
Long-haul trucking is about moving freight over distance without the extensive manual furniture handling that defines moving company work.
See code 7228What this code means for your premium
Moving company work is generally priced toward the higher end of transportation-related classifications, driven mainly by the intensity of manual lifting and carrying rather than driving alone.
Estimate your premiumClassification is not final until a carrier assigns it. Code numbers, wording and exceptions vary by state and rating bureau — several states run their own bureaus. This page is general reference written in our own words; your carrier's underwriter assigns the code based on your actual operations and payroll records.
Questions about code 7605
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