Insurance for Law Firms

What underwriters look at

A single missed deadline, a misfiled document, or a disputed piece of advice can turn into a malpractice claim that threatens years of goodwill. Law firms of every size carry this exposure, whether the practice is a solo estate-planning attorney or a multi-partner litigation shop. Because claims often surface years after the underlying work, firms typically need coverage that responds to when a claim is made, not just when the mistake happened.

Beyond the courtroom, firms hold enormous amounts of sensitive client information, from financial records to privileged communications, making them an attractive target for cybercriminals. A breach can trigger notification costs, regulatory scrutiny, and damage to the trust that referral-based practices depend on. Firms also face everyday risks common to any office, like a client slipping in the lobby or a laptop stolen from a car.

Staffing adds another layer of exposure. Paralegals, associates, and support staff can be injured on the job, and employment-related disputes, such as wrongful termination claims, are increasingly common across professional services. Most firms build a coverage program that layers several policies together so a single incident does not become an existential threat to the practice.